Six Stones – 1. Needs / Wants / Worries
If you only take one thing away from this chapter – I hope it’s this:
Your confidence in your money – your financial self-esteem – is a direct result of your willingness to honestly categorise your expenses as Needs, Wants and Worries.
By dividing your net income into these three big categories – or ‘buckets’ as they’re commonly called – you have the beginnings of a money management plan.